Build momentum with consistency — not complexity.

Mastering your money doesn’t require hours every week.

It just needs a repeatable rhythm that helps you course-correct, stay aligned, and build progress over time — even when life changes around you.

Here’s how often to revisit each of the 5 skills to stay on track:

🗓️ Quarterly Deep-Dive (1 hour)

Every 3 months, take a moment to zoom out and reset your direction. Use this time to reconnect with your bigger picture and make sure your system reflects reality.

🎯 Create compelling goals

Review your current goals. Are they still relevant? Do you want to add, remove, or update any?

Revisit your impact statements to stay motivated.

💰 Predict future saving

Update your forecast based on any new info — income changes, lifestyle shifts, or new goal priorities.

This keeps your roadmap current and credible.

🗓️ Monthly Check-In (20–30 mins)

Once a month, align reality with your plan. This is where you track what happened and decide how to direct the month ahead.

💸 Track recent cashflow

Review last month’s income, expenses, and savings. Spot trends. This is your scoreboard — it fuels motivation.

🥸 Give every dollar a job

Map your actual income for the new month to your essential, lifestyle, and goal allocations. Physically move the money or set up automation.

🗓️ Occasional Refresh (as needed)

Some things don’t need monthly attention — but when life changes, they do.

🏠 Tally assets & liabilities

Update this when:

 • You buy/sell something significant
 • Pay off or take on new debt
 • Want to track net worth momentum

Otherwise, check it during your quarterly review.

🧠 Summary Cheat Sheet

🪄 Pro Tip: Let Moolah do the heavy lifting

The Moolah app is built to support this rhythm.

• Get reminders for each cycle

• Automate transaction tracking

• Update forecasts and goals in minutes

• See progress visually — month over month