How to allocate your money for the very first time (and why it feels weird — but works).

Once you’ve set up your new banking structure, you’ll need to allocate your money for the very first time.

This moment is a powerful reset — but it might feel strange at first.

🚨 Why It Feels Uncomfortable

Up until now, you’ve probably been allocating your income as it comes in — reacting in real time.

But now you’re flipping the script. You’re:

• Funding an entire month of spending up front

• Letting your income pool build in the background

• Creating structure where there used to be reaction

To do that, you might need to pull money out of your savings, or reallocate dollars you’ve mentally “set aside” already. It can feel like you’re going backwards — but you’re not.

You’re clearing the clutter and creating clarity.

✅ What to Do: Step-by-Step

1️⃣ Move all your money to your Income Pool.
This includes money in spending accounts, scattered savings, and floating amounts. Consolidate it.

2️⃣ Give every dollar a job.
From that single pool, assign money to:

• Essentials (bills, groceries, must-haves)

• Lifestyle (fun, splurges, nice-to-haves)

• Savings (goals, cash cushion, investing)

3️⃣ Fund the full month ahead.
You’re frontloading your plan. This means your income pool now has a full month to refill before next month’s allocation.

4️⃣ Reevaluate your priorities.
This is a chance to check in with your goals.

• What’s most urgent?

• What’s most meaningful?

• Where do you want to see progress?

You don’t have to fund every goal equally. Focus matters.

5️⃣ Trust the reset.
This isn’t stealing from savings — it’s giving every dollar purpose.
You're moving from passive drifting to deliberate direction.

🧘 What Happens Next

Once this first reset is done:

• You’ll stop reallocating all your money each month

• Instead, you’ll just give jobs to new income that lands in your income pool

• Your structure will hold — and you’ll simply top it up

📱 Moolah Tip:
Inside Moolah, use your dashboard to simulate your first full allocation. You can tag goals, update account balances, and forecast how this reset will impact your progress.

This first step can feel like a leap — but it’s the one that gets you moving in the right direction.

Fresh structure. Clean slate. Clear priorities.
It’s all uphill from here 🚀