New

A clearer way to manage money

Money decisions, made with confidence.

Take serious control of your money and accelerate your financial progress.

Make

progress

daily

and

keep

your

focus

on

what

matters.

Used by motivated people to expand choices in life.

#Adventure

#Invest

#Home Ownership

#Debt Paydown

#Retire

Two-factor authentication
CDR-accredited provider
End-to-end encrypted
SOC 2 compliant

Two-factor authentication
CDR-accredited provider
End-to-end encrypted
SOC 2 compliant

De-identified data
Regulated by Australian law
Permission-based access
Specialist support

De-identified data
Regulated by Australian law
Permission-based access
Specialist support

4.7 rating (based on 33 reviews)

Stay consistent with a system that fits into real life. Simple dashboards, tracked progress, and gentle nudges help you build lasting progress.

Download for iPhone

Get it on Android

Think clearly

Act with clarity

A system that keeps your head clear.

Moolah brings clarity to your decision making with clean cards, real progress tracking, and guidance that adapts to your personal endeavours.

Spot spending patterns.

Banking apps aren't there to help you make decisions. Instead, most people just fly blind.

Banking apps aren't made to help you make decisions.

Groceries

Jan

Feb

Mar

Apr

May

Aug

Jun

Jul

Sep

Oct

Nov

Dec

Jan

$657 / $1,500

Feb

Mar

Apr

May

Jun

Jul

Aug

Sept

Oct

Nov

Dec

Groceries

Jan

Feb

Mar

Apr

May

Aug

Jun

Jul

Sep

Oct

Nov

Dec

Jan

$1,198 / $1,500

Feb

Mar

Apr

May

Jun

Jul

Aug

Sept

Oct

Nov

Dec

Groceries

Jan

Feb

Mar

Apr

May

Aug

Jun

Jul

Sep

Oct

Nov

Dec

Jan

$657 / $1,500

Feb

Mar

Apr

May

Jun

Jul

Aug

Sept

Oct

Nov

Dec

Home & Utilities
Takeaway & Coffee
Subscriptions
Home Improvement
Transport

Home & Utilities
Takeaway & Coffee
Subscriptions
Home Improvement
Transport

Track cashflow accurately.

Confirm your transactions are categorised correctly so you can make decisions confidently.

Woolworths

Groceries

$137

Fri, Feb 7

Coles

Groceries

Thur, Feb 6

Bakers Delight

Groceries

$24

Thur, Feb 6

Coles

Groceries

$155

Mon, Feb 3

Woolworths

Groceries

$85

Sat, Feb 1

Bakers Delight

Groceries

$11

Sat, Feb 1

Coles

Groceries

+ $4

Sat, Feb 1

Woolworths

Groceries

$137

Fri, Feb 7

Coles

Groceries

Thur, Feb 6

Bakers Delight

Groceries

$24

Thur, Feb 6

Coles

Groceries

$155

Mon, Feb 3

Woolworths

Groceries

$85

Sat, Feb 1

Bakers Delight

Groceries

$11

Sat, Feb 1

Coles

Groceries

+ $4

Sat, Feb 1

Woolworths

Groceries

$137

Fri, Feb 7

Coles

Groceries

Thur, Feb 6

Bakers Delight

Groceries

$24

Thur, Feb 6

Coles

Groceries

$155

Mon, Feb 3

Woolworths

Groceries

$85

Sat, Feb 1

Bakers Delight

Groceries

$11

Sat, Feb 1

Coles

Groceries

+ $4

Sat, Feb 1

Woolworths

Groceries

$137

Fri, Feb 7

Coles

Groceries

Thur, Feb 6

Bakers Delight

Groceries

$24

Thur, Feb 6

Coles

Groceries

$155

Mon, Feb 3

Woolworths

Groceries

$85

Sat, Feb 1

Bakers Delight

Groceries

$11

Sat, Feb 1

Coles

Groceries

+ $4

Sat, Feb 1

Predict goal achievement.

Simulate upcoming saving + allocations toward goals to get realistic timelines.

*Adjust goals and spending patterns to adjust goal predictions.

Predict goal achievement.

Simulate upcoming saving + allocations toward goals to get realistic timelines.

*Adjust goals and spending patterns to alter goal predictions.

Predict goal achievement.

Simulate upcoming saving + allocations toward goals to get realistic timelines.

*Adjust goals and spending patterns to adjust goal predictions.

Monitor overall progress.

A clear snapshot of assets + liabilities with realtime balances — and how it's trending over time.

Bank accounts

$15,729

Income Pool

8:45pm today

$4,455

2 3 4

Essentials

8:45pm today

$9,224

1 4 2

Lifestyle

8:45pm today

$2,050

654

Monitor overall progress.

A clear snapshot of assets + liabilities with realtime balances — and how it's trending over time.

Bank accounts

$15,729

Income Pool

8:45pm today

$4,455

2 3 4

Essentials

8:45pm today

$9,224

1 4 2

Lifestyle

8:45pm today

$2,050

654

Monitor overall progress.

A clear snapshot of assets + liabilities with realtime balances — and how it's trending over time.

Bank accounts

$15,729

Income Pool

8:45pm today

$4,455

2 3 4

Essentials

8:45pm today

$9,224

1 4 2

Lifestyle

8:45pm today

$2,050

654

See the bigger picture.

A simple birds eye view of your cashflow that gives you context for making everyday financial decisions.

Jan
$2,259
In
$13,051
$10,792
Out
Feb
2
$527
In
$12,092
$11,565
Out
Mar
10
-$1,065
In
$9,065
$10,130
Out
Apr
2
$1,055
In
$8,560
$7,505
Out
May
$2,025
In
$11,066
$9,041
Out
Jun
-$2,666
In
$8,990
$11,656
Out
Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

Jan
$2,259
In
$13,051
$10,792
Out
Feb
2
$527
In
$12,092
$11,565
Out
Mar
10
-$1,065
In
$9,065
$10,130
Out
Apr
2
$1,055
In
$8,560
$7,505
Out
May
$2,025
In
$11,066
$9,041
Out
Jun
-$2,666
In
$8,990
$11,656
Out
Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

See the bigger picture.

A simple birds eye view of your cashflow that gives you context for making everyday financial decisions.

Jan
$2,259
In
$13,051
$10,792
Out
Feb
2
$527
In
$12,092
$11,565
Out
Mar
10
-$1,065
In
$9,065
$10,130
Out
Apr
2
$1,055
In
$8,560
$7,505
Out
May
$2,025
In
$11,066
$9,041
Out
Jun
-$2,666
In
$8,990
$11,656
Out
Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

Jan
$2,259
In
$13,051
$10,792
Out
Feb
2
$527
In
$12,092
$11,565
Out
Mar
10
-$1,065
In
$9,065
$10,130
Out
Apr
2
$1,055
In
$8,560
$7,505
Out
May
$2,025
In
$11,066
$9,041
Out
Jun
-$2,666
In
$8,990
$11,656
Out
Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

See the bigger picture.

A simple birds eye view of your cashflow that gives you context for making everyday financial decisions.

Jan
$2,259
In
$13,051
$10,792
Out
Feb
2
$527
In
$12,092
$11,565
Out
Mar
10
-$1,065
In
$9,065
$10,130
Out
Apr
2
$1,055
In
$8,560
$7,505
Out
May
$2,025
In
$11,066
$9,041
Out
Jun
-$2,666
In
$8,990
$11,656
Out
Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

Jan
$2,259
In
$13,051
$10,792
Out
Feb
2
$527
In
$12,092
$11,565
Out
Mar
10
-$1,065
In
$9,065
$10,130
Out
Apr
2
$1,055
In
$8,560
$7,505
Out
May
$2,025
In
$11,066
$9,041
Out
Jun
-$2,666
In
$8,990
$11,656
Out
Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

Jul
$1,399
In
$9,603
$8,204
Out
Aug
7
-$1,908
In
$9,657
$11,565
Out
Sep
44
$2,885
In
$12,996
$10,111
Out
Oct
2
$3,596
In
$11,652
$8,056
Out
Nov
11
$391
In
$10,321
$9,930
Out
Dec
3
-$1,881
In
$12,785
$14,666
Out

Adapts to you

Built to be versatile

Built for the way you work and earn

Adapts to the way you work and earn.

Salaried Employees

Business Owners

Students

Couples

Track regular income, plan ahead with confidence, and see how today’s decisions shape your future savings.

Salaried Employees

Business Owners

Students

Couples

Track regular income, plan ahead with confidence, and see how today’s decisions shape your future savings.

Salaried Employees

Business Owners

Students

Couples

Track regular income, plan ahead with confidence, and see how today’s decisions shape your future savings.

And for every kind of spender

#online shopper

#charitable giver

#weekend warrior

#active wearer

#crypto buyer

What users are saying about moolah.

Trusted Australia Wide

Ash
-
ACT
"It's not a spreadsheet, and I think that's the best thing about it.. it's just all there."
Heath & Soph
-
QLD
"There was too much guessing before, now it’s all black and white."
Chloe
-
VIC
"The knowledge put into this app is the best out there and it is just so easy to use!"

Ash
-
ACT
"It's not a spreadsheet, and I think that's the best thing about it.. it's just all there."
Heath & Soph
-
QLD
"There was too much guessing before, now it’s all black and white."
Chloe
-
VIC
"The knowledge put into this app is the best out there and it is just so easy to use!"