Cashflow
See what’s coming.
Follow what comes in, what goes out and what’s ahead, with your plan beside the actuals.
See where your money
is taking you.
Give your pay a plan. Bring your cashflow, goals and financial future into one clear picture, so today’s decisions connect to what comes next.
The everyday, connected
Your finances,
much clearer.
The money coming in. The life you’re saving for. The bigger picture taking shape. Finally, they all belong together.
Net worth
Know where you stand.
Bring your assets and liabilities into one view, and see how your position changes over time.
Goals
Make room for your plans.
See what you’ve saved, where you’re heading and when a goal needs a little more attention.
Moolah for desktop
A little perspective.
A lot more possibility.
More room for the whole picture. Explore your cashflow, net worth and retirement strategy in a workspace that brings the detail together.
macOS & Windows Included in Pro
Swipe to explore the desktop screen.
Make sense of the whole year.
See what you’ve tracked, what you’ve planned and how the months add up, with your cashflow timeline and editor together.
Give every part of your finances a place.
Bring your accounts, property, investments, super and debts into one view. Explore the balances behind your net worth.
Make the future part of your plan.
Explore your retirement strategy, compare the outlook and see how life events could change the path ahead.
Payday planningGive your pay
Give your pay
a plan.
Turn this month’s income into a plan for next month’s bills, everyday spending and goals. With Income Mapping, you choose the priorities and see what’s assigned, and what still needs a job. Explore the monthly planning routine →
An extra $200 towards Cash cushion. $119 still to assign. Recorded in Moolah with fictional data.Cash cushion’s planned contribution changes from $1,200 to $1,400. Goals and investing increases to $1,991 and Jobless dollars falls to $119. Income and spending stay the same.
Confident trackingMore confidence.
More confidence.
One check at a time.
Review a transaction’s category, then mark it confirmed. Your unconfirmed list gets shorter with every check, so you always know where to pick up next.
Moolah AI
Ask a real question. See the money behind it.
Ask about your cashflow and goals. Get an explanation grounded in your financial picture, with assumptions and trade-offs in view.
Understand what could change before you decide what comes next.
Claude
ChatGPTMoolah AIExample response
One connected picture
Your financial world. In one place.
Bring your banks, assets and accounts into one useful picture. You choose what stays connected, and Moolah keeps the view current without moving your money.
- Read-only bank connections
- You control your consent
- Credentials stay with your bank
Compare the possibilities
The detail, side by side.
See which tools help you understand today, model tomorrow and make a clearer decision before you act.
Scroll across to compare all four products
| Capability | Moolah | Frollo | WeMoney | PocketSmith |
|---|---|---|---|---|
| Australian Open Banking | Yes | Yes | Yes | Yes |
| Desktop + mobile access | Yes | Not confirmed in the linked sources | Yes | Yes |
| Manual transactions | Yes | Partial | Not confirmed in the linked sources | Yes |
| Forward cashflow view | Yes | Not confirmed in the linked sources | Not confirmed in the linked sources | Yes |
Public product documentation checked 9 September 2026. A tick means the capability is documented, with limits: Moolah desktop requires Pro and its newer app experiences may be in beta; WeMoney desktop requires Pro; PocketSmith features vary by plan and platform. Frollo’s manual transaction entry is documented for iOS; its cited cashflow guide describes current and historical periods. A dash means we could not confirm the capability in the sources below, rather than proof it is unavailable.
Sources and scope
- Moolah’s published app, release notes and beta features, plan limits and Open Banking status.
- Frollo: app capabilities, iOS manual transactions, cashflow and CDR policy.
- WeMoney: Pro and desktop access and Open Banking. A budget is not assumed to be the same as a forward cashflow forecast.
- PocketSmith: desktop and mobile apps, Australian features and bank feeds and manual transactions and forecasting.
Brand marks identify the products compared. Moolah is not affiliated with or endorsed by them. Check each provider’s current plan and platform details before choosing.
Your first session
Start with one
clearer answer.
You don’t need to have it all figured out. Begin with the money you know and something you want to work towards.
Find your planBring your money into view.
Add your balances, income and regular costs. Connect eligible bank accounts or enter the details yourself.
A starting point you can see.Give yourself something to aim for.
A cash cushion. A trip. Your next home. Add one goal and see how it fits alongside everyday spending.
A reason behind your plan.Look a few steps ahead.
Explore your cashflow forecast and goal outlook. Adjust your plan and see what that could mean for the months ahead.
A clearer next move.
7-day free trial
Your next chapter starts here.
Pick Standard or Pro now. Cancel before day 7 and you won’t be charged.
Standard
Core planning workspace
$7.50/ month
$89.99 billed yearly after trial · Save $17.89
- Core app access
- Retirement modelling
- Goal projections
- Unlimited forecast items
- Unlimited transactions
- Unlimited bank connections
Pro
Deeper planning and Agent access
$12.50/ month
$149.99 billed yearly after trial · Save $29.89
- Everything in Standard
- Desktop app access
- Full Agent access
- 100,000 Agent tokens weekly
- TodayChoose a planNo charge today
- Days 1–7Explore MoolahUse the full workspace
- Before day 7Cancel any timeYou won’t be charged
- Day 7Your plan beginsOnly if you continue
A few things you might be wondering.
What happens during the free trial?
Try your chosen plan free for 7 days. If you continue, you’ll be billed at the monthly or yearly rate you selected. Cancel before day 7 and you won’t be charged.
Do I need a budget before I start?
No. Start with the balances, income and regular costs you know. Add a goal when you’re ready, and refine the picture as you go. You don’t need to plan your whole financial life on day one.
How does Moolah help with payday planning?
Income Mapping is Moolah’s monthly planning routine: review your income pool, plan spending and choose goal contributions for the month ahead. See what you’ve assigned and what’s left to plan. It records your plan; you make any bank transfers yourself.
Do I have to connect my bank?
You can add accounts and financial details manually. Connecting eligible bank accounts through Open Banking can bring transactions into your picture automatically, but you can start with manual entries.
Can Moolah move money from my bank account?
Moolah connects through secure, read-only Open Banking via Basiq. Moolah cannot move money from your accounts, and your banking credentials are not stored by Moolah.
Is the future Moolah shows guaranteed?
No forecast is a promise. Moolah uses the information and assumptions in your plan to show a possible path, so you can understand the trade-offs and update it as life changes.
Can I use Moolah on desktop and mobile?
Moolah is available on iPhone, iPad and Android with Standard or Pro. Pro also includes the desktop app for macOS and Windows. Sign in with the same Moolah account on your devices.
Your next move
See the path your money is building.
Start with what you know. Moolah will help you improve the picture as you go.
Start your 7-day free trial